Axis Titanium Smart Traveler Credit Card
Axis Bank
Last updated: Feb 03, 2026
₹100
₹250
3.5%
8 visits/yr
Contents
The Titanium Smart Traveler Credit Card from Axis Bank is designed for frequent travellers offering accelerated EDGE rewards on international spending, dining discounts, fuel surcharge waivers, and comprehensive lounge access. With attractive fee waivers and milestone benefits, it enhances travel and lifestyle experiences for Indian residents.
Features of Axis Titanium Smart Traveler Credit Card which makes it unique
Edge Reward Points
Redeem points for travel, shopping, vouchers, and more
Flexible redemption options
High value 1 point = ₹0.20
Rewards Structure of Axis Titanium Smart Traveler Credit Card
International Spends
acceleratedAll international transactions
Hotels, Airline and Train Bookings
acceleratedBookings within India
Retail and Other Spends
baseMilestones of Axis Titanium Smart Traveler Credit Card
Annual Spend Milestone
₹50,000 : Annual fee waiver
Fees & Charges of Axis Titanium Smart Traveler Credit Card
| Fee & Amount | Fee Value |
|---|---|
| Joining Fee | ₹250 |
| Annual Fee | 100% |
| Forex Markup Fee | 3.5% |
| Cash Advance Fee | 2.5% |
| Late Payment Fee | 100% |
| Over Limit Fee | ₹500 |
| Returned Payment Fee | ₹300 |
| Cash Withdrawal Fee | 3% |
Renewal Conditions:Fee waived on ₹50,000 annual spend
Fee Explanation Standard bank charges apply as per policies.
Detailed Explanation of Axis Titanium Smart Traveler Credit Card Fees
Joining Fee: ₹250 (one-time)
Waived on spends of ₹2,500 in first 45 days
Annual Fee: ₹100 (yearly)
Waived on ₹50,000 spend in previous year
Cash Advance Fee: 2.5% (per transaction)
Minimum ₹500
Lounge Access Benefits with Axis Titanium Smart Traveler Credit Card
domestic Lounges
silverVisits per year: 8
Guest access: No
Valid at select partner lounges across India
Additional Features of Axis Titanium Smart Traveler Credit Card
Instant EMI
Convert transactions above ₹2,500 into easy EMIs
Mobile Wallet Support
["Google Pay", "Samsung Pay", "Phone Pe", "Paytm", "Amazon Pay"]
Welcome Bonus with Axis Titanium Smart Traveler Credit Card
Welcome Bonus: 8X EDGE rewards
Bonus Conditions: Valid for new customers upon first few spends
Application Process for Axis Titanium Smart Traveler Credit Card
Processing Time
7-10 business days
Online Application
Available
Instant Approval
Not Available
Step-by-Step Process
Apply online on Axis Bank portal
Upload required KYC documents
Receive verification call from bank
Card dispatched within 7-10 days
Required Documents for Axis Titanium Smart Traveler Credit Card
ID Proof
allAccepted documents:
Address Proof
allAccepted documents:
Income Proof
salariedAccepted documents:
Axis Titanium Smart Traveler Credit Card Merchant Acceptance Network
Domestic Acceptance
Widely accepted across India
International Acceptance
Accepted globally
Online Acceptance
Yes
Payment Technologies
Mobile Wallet Support:
Excluded Merchants
Eligibility Criteria for Axis Titanium Smart Traveler Credit Card
Quick Eligibility Check
Minimum Age
18+
Credit Score
700+
Citizenship
Indian only
Income Requirements
Salaried Applicants
₹20,000
Minimum annual income
Self-Employed Applicants
₹30,000
Minimum annual income
Who Can Apply
Important Conditions
- Valid PAN card and Aadhaar mandatory.
How Approval Is Decided
- Minimum income ₹20,000/month for salaried
- Indian resident aged 18-70 years
- Credit score above 700
Pros of Axis Titanium Smart Traveler Credit Card
- Low joining and annual fees with waiver options
- Good reward rates on travel-related spends
- Fuel surcharge waiver and dining discount
Cons of Axis Titanium Smart Traveler Credit Card
- No complimentary international lounge access
- Limited insurance benefits
Frequently Asked Questions about Axis Titanium Smart Traveler Credit Card
Is there a joining fee for the Titanium Smart Traveler Credit Card?
Yes, the joining fee is ₹250, waived if you spend ₹2,500 within the first 45 days.
What are the annual fee waiver conditions?
Annual fee of ₹100 is waived if you spend ₹50,000 or more in the previous anniversary year.
What rewards can I earn on international spends?
Earn 8 EDGE Reward Points for every ₹200 spent on international transactions.
Are fuel surcharge waivers available?
Yes, enjoy a 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000, capped at ₹400 per month.
How many domestic lounge visits can I access?
You get 8 complimentary domestic lounge visits per year at select airports.
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